San Francisco
Mortgage Company is committed to offering only the highest
quality professional home financing services. We offer
ethical and professional mortgage advice and services to all
our clients. We treat each customer and all associates in
the mortgage related fields with respect, courtesy and
professionalism throughout the loan process.
Here is just part of what we do to achieve our goals and to
help make the financing of your home proceed as smoothly as
possible:
- Discuss and explain different lending options and programs
that may best fit your qualifications
- Analyze your financial situation to determine the loan
that may best fit your qualifications
- Assist you with the loan application and necessary
paperwork
- Collect financial information and other related documents
that are part of the application process
- Provide financial disclosures pertinent to your loan
application
- Secure the loan program and rate to suit your specific
needs
- Obtain a Residential Mortgage Credit Report and verify the
credit information
- Coordinate the appraisal process and review the final
appraisal to ensure it meets the lenders requirements
(You will receive a copy of the appraisal)
- Research, verify and evaluate the employment and income
history as needed
- Verify source of funds and/or deposits to close as needed
- Coordinate the approval process through Fannie Mae or
Freddie Mac
- Inform you of any conditions to be satisfied prior to
final loan approval or closing
- Coordinate the title search and arrange for title
insurance to be issued
- Coordinate with the closing attorney any liens on the
property to be paid
- Contact your insurance agent and secure homeowners
insurance on the property
- Schedule and coordinate the closing with all parties to
the transaction
- Inform you as to what to expect at the closing and how the
closing process works
- Review the HUD 1 Settlement Statement and mortgage loan
documents for accuracy prior to the closing
- Attend the closing or arrange to be available by phone
- Maintain regular contact with all parties to the
transaction between the time of application and closing.
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San Francisco Mortgage Company is an
Equal Housing Lender Licensed by
State of California DRE #00799928 and DOC #6052990 |
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